Jesse Paul, 59, an Indianapolis lawyer, paid $25.50 a month for his individual, $100- deductible Prudential major medical policy when he took it out in 1980. Premiums rose steadily for years but at a pace that Paul deemed "rational in terms of medical costs." In 2003 the premium shot up from about $1,200 to about $1,900 a month at renewal.
When Paul complained to the state insurance department, he learned that the policy had been closed to new entrants for years, that he was one of only 400 to 600 customers left in the state, and that the premium increase was permissible under Indiana law. Paul reached his breaking point when he got his latest renewal notice in August; the monthly premium was now $4,284. He quickly found out he was uninsurable on the private market because he took medi***ions for high blood pressure, high cholesterol, and allergies. He is now insured by the Indiana high- risk pool for a premium of $650 a month.
http://www.consumerreports.org/cro/h...ly-premium.htm
........... and............. Arthritis and hay fever excluded
Maggie Frazier, 59, of Cumming, Ga., is facing just such a problem. She has rheumatoid arthritis, but her symptoms are in remission as long as she takes a drug called Enbrel, which costs $1,731 a month. Her current $1,120-a-month plan is being dissolved because of dwindling participation. She says that she cannot secure new coverage except with an exclusion for the rheumatoid arthritis and any illness associated with it, but she also can’t afford the $2,200 monthly bill for replacement insurance plus the Enbrel. “Do I put myself in the poorhouse,” Frazier says, “or do I drop my insurance, pay for Enbrel myself, and hope nothing else happens to me for the next six years until I can go on Medicare? You see where my rock is. I’m at the hard place.”
http://www.consumerreports.org/cro/h...-arthritis.htm
If you want information on Single Payer health care this link has a wealth of information..........
http://www.pnhp.org/
Fucking health insurance in this country SUCKS!
Not only are these for-profit companies charging 10x more for premiums than what a typical person uses in benefits per year, but because they are for-profit they almost reflexively reject or improperly process nearly all of our families claims. I hate these people.
Did I say how much I hate the insurance people?
...oh, and did I mention how much I hate these scum sucking pigs?
